sam_hoosier
03-19 12:10 PM
Not sure if anyone else has faced this so wanted to put this out: I own a home and have a loan on it since 2003 (I was on H1 when i took the loan), now that the ARM is about to adjust i am in the market for refinance.
There is however a question on all the loans underwritten by freddy/fanny asking for immigration status and if the answer is EAD the loan is denied. They even sent me an explanation of denial.....:confused:
I was in the exact same boat 3-4 months ago. I had even paid $ 400 for appraisal and at the last minute the lender backed out.
However, I have managed to secure refinancing at a substantially lower rate with a different mortgage company. Send me a PM and I can let you know the details if you are still in the market for a refi.
There is however a question on all the loans underwritten by freddy/fanny asking for immigration status and if the answer is EAD the loan is denied. They even sent me an explanation of denial.....:confused:
I was in the exact same boat 3-4 months ago. I had even paid $ 400 for appraisal and at the last minute the lender backed out.
However, I have managed to secure refinancing at a substantially lower rate with a different mortgage company. Send me a PM and I can let you know the details if you are still in the market for a refi.
wallpaper Johnny Depp.
i4u
05-06 03:00 PM
called one more round - both sets.
Build the pressure..........
Build the pressure..........
Jaime
09-12 05:04 PM
Bump
2011 johnny depp young. johnny depp
skv
06-18 12:56 PM
This is for PERM.
"Message for people stuck at Atlanta PERM" is the headline for this forum.
"Message for people stuck at Atlanta PERM" is the headline for this forum.
more...
obviously
09-14 09:51 PM
Please read my above post you might get an answer
An EB3 ended up doing a part-time Masters in the US and then is eligible for a job that qualifies under EB2?
Point is, let us stop playing permutation politics and focus on what matters most... but I guess it is hard to ask folks to forget their inborn / bred selfish nature and myopic world views...
An EB3 ended up doing a part-time Masters in the US and then is eligible for a job that qualifies under EB2?
Point is, let us stop playing permutation politics and focus on what matters most... but I guess it is hard to ask folks to forget their inborn / bred selfish nature and myopic world views...
gc_bucs
03-10 11:28 AM
I'm not sure if the IV members were aware of this or not.
The following is from http://www.immigration-law.com/ which in turn is quoting AILA.
"However, the report indicates that the Judiciary Committee is working on a tight schedule as the Senate Majority leader Bill Frist reportedly threatened that unless the Committee completes the Comprehensive Immigration Reform bill by March 27, 2006, he would bypass the Senate Judiciary Committee and attempt to have his own Comprehensive Immigration Reform bill totally focusing on the border security and enforcement issues only passed by the full Senate. It is thus critically important that the Judiciary Committee passes the bill in one form or another by March 27, 2006. Please stay tuned to this website for the breath-taking development. "
The following is from http://www.immigration-law.com/ which in turn is quoting AILA.
"However, the report indicates that the Judiciary Committee is working on a tight schedule as the Senate Majority leader Bill Frist reportedly threatened that unless the Committee completes the Comprehensive Immigration Reform bill by March 27, 2006, he would bypass the Senate Judiciary Committee and attempt to have his own Comprehensive Immigration Reform bill totally focusing on the border security and enforcement issues only passed by the full Senate. It is thus critically important that the Judiciary Committee passes the bill in one form or another by March 27, 2006. Please stay tuned to this website for the breath-taking development. "
more...
vkannan
03-01 01:39 PM
people,
i just returned from an infopass meeting... the guy i talked to said that they recently have a directive from the DHS/USCIS that they want to separate the legal stuff from the illegal stuff and hence they are planning to adjudicate a record number of EB apps in the next quarter or two... does anyone else concur? is this true or were my ears just ringing in that meeting?
--shark
So, did anyone else hear anything similar? i am VERY excited about this... but dont know anything about what to make of it... maybe he was just saying it because my face looked tense?????? ha ha ha... no seriously, i dont know what to make of him and his information...
Chi_shark
One of my co-worker had a info-pass this friday and the IO told him similar comments to the one which you heard....not sure what to infer out of these comments......
i just returned from an infopass meeting... the guy i talked to said that they recently have a directive from the DHS/USCIS that they want to separate the legal stuff from the illegal stuff and hence they are planning to adjudicate a record number of EB apps in the next quarter or two... does anyone else concur? is this true or were my ears just ringing in that meeting?
--shark
So, did anyone else hear anything similar? i am VERY excited about this... but dont know anything about what to make of it... maybe he was just saying it because my face looked tense?????? ha ha ha... no seriously, i dont know what to make of him and his information...
Chi_shark
One of my co-worker had a info-pass this friday and the IO told him similar comments to the one which you heard....not sure what to infer out of these comments......
2010 Johnny Depp
paisa
07-06 02:15 PM
The USCIS automated line for Priority dates is still playing the PD's for June 2007 showing that EB India cut off June 1st 2003 etc..
We have so contrasting images of the efficiency of USCIS. Hope they keep the same tempo as of the last week of June on Oct 1st when the FT 2008 quota kicks in.
I think we should all chill and not worry what is going to happen. Have a beer. Say Happy Birthday to GW Bush. if the visas are over there is nothing USCIS can do. They cannot generate numbers automatically. So chill everyone.
We have so contrasting images of the efficiency of USCIS. Hope they keep the same tempo as of the last week of June on Oct 1st when the FT 2008 quota kicks in.
I think we should all chill and not worry what is going to happen. Have a beer. Say Happy Birthday to GW Bush. if the visas are over there is nothing USCIS can do. They cannot generate numbers automatically. So chill everyone.
more...
pappu
07-23 01:25 PM
/\/\/\/\/
hair Johnny Depp is such a champion
cygent
09-02 08:04 PM
Oh man! Landed here in 1998. But your PD is 2008 and IN EB3?!?!? Originally Posted by kalinga_sena
* Landed here on jan 1st, 1998 (F1)
Survived 2 recessions
No hope as labour filled in eb3
You must be the oldest person in this thread as well. :D
In my signature... 13 yrs.; '97 as student, survived 2 recessions & a huge bloodsucker from '00 (who has since been sued & investigated & closed). Tried to leave, but H1 issues kept me. By Luck, hard work & planning managed to file 140/485 in '07 & by God's grace 140 approved 12/08, which enabled me to leave aforementioned bloodsucker. Working on EAD since 10/08.
* Landed here on jan 1st, 1998 (F1)
Survived 2 recessions
No hope as labour filled in eb3
You must be the oldest person in this thread as well. :D
In my signature... 13 yrs.; '97 as student, survived 2 recessions & a huge bloodsucker from '00 (who has since been sued & investigated & closed). Tried to leave, but H1 issues kept me. By Luck, hard work & planning managed to file 140/485 in '07 & by God's grace 140 approved 12/08, which enabled me to leave aforementioned bloodsucker. Working on EAD since 10/08.
more...
nk2006
10-28 02:39 PM
Thanks to everyone who have already sent emails to Ombudsman. We need to do more to get positive results, please go to: http://immigrationvoice.org/forum/sh...ad.php?t=22182 and send those 4 letters.
Others who have not yet acted on this, please go to that thread; download the 4 letters and mail them.
As many people mentioned here and other web sites, the denials are continuing and we need to act now to stop this before it gets even worse.
(Please continue future discussion at: http://immigrationvoice.org/forum/sh...ad.php?t=22182)
Others who have not yet acted on this, please go to that thread; download the 4 letters and mail them.
As many people mentioned here and other web sites, the denials are continuing and we need to act now to stop this before it gets even worse.
(Please continue future discussion at: http://immigrationvoice.org/forum/sh...ad.php?t=22182)
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santb1975
06-04 11:09 AM
That is awesome.
Wandmaker - Thanks for your tireless support
I got my GC couple of weeks ago and IV has been like a true supportive friend throughout my long wait for this day.
As a way to 'celebrate' my GC, made a Contribution of $500.00 via PayPal.
"This email confirms that you have paid Immigration Voice (donations@immigrationvoice.org) $500.00 USD using PayPal."
Wandmaker - Thanks for your tireless support
I got my GC couple of weeks ago and IV has been like a true supportive friend throughout my long wait for this day.
As a way to 'celebrate' my GC, made a Contribution of $500.00 via PayPal.
"This email confirms that you have paid Immigration Voice (donations@immigrationvoice.org) $500.00 USD using PayPal."
more...
house Chameleon Johnny Depp, 46,
AabTuAgaGC
01-04 12:46 PM
I called in yesterday to the tollfree # - this was the bottomline after the long chat :(
"your case is 1 day beyond the normal processing time- we'll open a SR and send to the IO - please call back after 60 days to check back on the status of the service request"
They gave me the same reply as well! :mad::mad:
"your case is 1 day beyond the normal processing time- we'll open a SR and send to the IO - please call back after 60 days to check back on the status of the service request"
They gave me the same reply as well! :mad::mad:
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abhijitp
07-06 02:48 PM
We should learn something from USCIS.. If they have worked hard for 48 hours on last weekend, we should work more this weekend and do whatever we can to help core members.
__________________________________________________ ______________
I second that!
__________________________________________________ ______________
I second that!
more...
pictures Johnny Depp in Blow
ragz4u
03-08 01:57 PM
illegal immigrants and fencing around the AZ area
dresses Even if I#39;m too young for him
waitnwatch
09-05 08:06 PM
I remember that in the early nineties it was next to impossible to get a home loan in India. I think the only company which gave out home loans was HDFC and the interest rate was a whopping 16%. Property prices at that time conformed to what people could actually afford as the house had to be either paid in full or you had to take out a loan from your provident fund.
Fast forward to 2000 and beyond. After the Indian rupee became fully convertible and the banking regulations were relaxed every bank or finance company started to make loans. The upshot of that is that everyone could buy a house and car through taking out loans. This of course created this huge demand for new housing from the middle class which translated into a steep increase in land and property prices.
This may not exactly be a total bubble as loans are there to stay. What is happening though is that home construction is going on at a rapid pace and at some point Indian cities and their suburbs may be overbuilt. At that point you would be stuck with your house and not be able to sell as is happening in the US. Of course some markets will correct but I donot think Bombay, Bangalore or Hyderabad will.
I'm a a total layman regarding such issues and I am just trying to reason this through.
Is is sad. All these NRIs are going to learn a very valuable lesson. Speculation is not a good strategy for investing. A lot learned that in the past few months here in USA. In a year we will be seeing the full blown post bubble correction in India. If one can rent an apartment for 15,000 why would one buy it for 50 lakhs. The interest alone on 50 lakhs is 50,000 every month. It is like buy and rent it and loose money. Instead why don't they deposit in a bank and get 50,000 every month:confused:
Fast forward to 2000 and beyond. After the Indian rupee became fully convertible and the banking regulations were relaxed every bank or finance company started to make loans. The upshot of that is that everyone could buy a house and car through taking out loans. This of course created this huge demand for new housing from the middle class which translated into a steep increase in land and property prices.
This may not exactly be a total bubble as loans are there to stay. What is happening though is that home construction is going on at a rapid pace and at some point Indian cities and their suburbs may be overbuilt. At that point you would be stuck with your house and not be able to sell as is happening in the US. Of course some markets will correct but I donot think Bombay, Bangalore or Hyderabad will.
I'm a a total layman regarding such issues and I am just trying to reason this through.
Is is sad. All these NRIs are going to learn a very valuable lesson. Speculation is not a good strategy for investing. A lot learned that in the past few months here in USA. In a year we will be seeing the full blown post bubble correction in India. If one can rent an apartment for 15,000 why would one buy it for 50 lakhs. The interest alone on 50 lakhs is 50,000 every month. It is like buy and rent it and loose money. Instead why don't they deposit in a bank and get 50,000 every month:confused:
more...
makeup johnny depp younger. Johnny Depp playing the guitar
desidude
07-15 10:56 AM
Sent $10....
Thanks!
Thanks!
girlfriend +paradis+johnny+depp+kiss
chanduv23
06-10 10:48 AM
Why not do a flower campaign or the like, that we did last time? Clearly that worked and the phone campaign doesnt "have the appearance" of working. I am not saying it is not working, it just isint having the same media impact as last time. It doesnt have to be the flower campaign again, heck we can do a fruit basket deal this time.
Our message should be "Please stop punishing people that came here the right way, in order to help the people that did not". We are not against undocumented workers getting amnesty, we just dont want their issues to hold up everyone else's.
There are reasons we MUST NOT do anything like that. Lobbying works on the long run. These days lawmmakers are more informed about the situation and it is just a matter of time.
Do not lose hope - we will succeed.
Please convince your friends and coworkers to make phone calls and visits to law makers offices.
Our message should be "Please stop punishing people that came here the right way, in order to help the people that did not". We are not against undocumented workers getting amnesty, we just dont want their issues to hold up everyone else's.
There are reasons we MUST NOT do anything like that. Lobbying works on the long run. These days lawmmakers are more informed about the situation and it is just a matter of time.
Do not lose hope - we will succeed.
Please convince your friends and coworkers to make phone calls and visits to law makers offices.
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Jimi_Hendrix
11-30 01:10 AM
Day: Thursday, November 30,2006
Time: 7 PM PST
Conference Dial-In: (712) 432-3000
Conference Bridge: 227974
All new members including Thiru please dial in to the conference. Also new members please forward me your e-mail address at amitg_2000@hotmail.com
Time: 7 PM PST
Conference Dial-In: (712) 432-3000
Conference Bridge: 227974
All new members including Thiru please dial in to the conference. Also new members please forward me your e-mail address at amitg_2000@hotmail.com
gc9906
01-09 06:00 PM
CA-EB2-RIR
Case Source: Region
Priority Date: 12/02/2003
Case Received Date: 12/08/2004
My attorney received a letter from DOL 11/21/2005 noticed the case closure, replied the next day mentioned this is an error to close this case.
FedEex another letter to DOL to reiniate reopen this case on 11/29/2005.
Still no message from DOL now.
ETA#: P-04324-XXXXX
45DL Sent: 03/10/2005 - Attorney & Company did NOT receive it
Notice of Case Closure: 11/21/2005
Try to reopen now
What should I do for this error cause by DOL or USPS?
Case Source: Region
Priority Date: 12/02/2003
Case Received Date: 12/08/2004
My attorney received a letter from DOL 11/21/2005 noticed the case closure, replied the next day mentioned this is an error to close this case.
FedEex another letter to DOL to reiniate reopen this case on 11/29/2005.
Still no message from DOL now.
ETA#: P-04324-XXXXX
45DL Sent: 03/10/2005 - Attorney & Company did NOT receive it
Notice of Case Closure: 11/21/2005
Try to reopen now
What should I do for this error cause by DOL or USPS?
Leo07
05-03 02:28 PM
^^^^^^^^^^^^^^^^
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